China Life Personal Accident Cashback Plan Review

The complete Pros and Cons on China Life Personal Accident Cashback Plan

China Life Personal Accident Cashback Plan provides daily hospital cash benefit, accidental death and disability cover up to $500,000, and guaranteed cashback if no claims made in 5 years. Enjoy easy application, automatic renewal, and two plan options to choose from.

China Life Personal Accident Cashback Plan product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Daily Hospital Cash
    • Receive up to $150 hospitalisation cash benefit per day in the event you are hospitalised, up to 180 days
  • Accidental Death and Disability Cover
    • Be covered up to $500,000 of coverage against Accidental Death and Disability
  • Guaranteed Cashback Benefit
    • Receive 50% of all premiums paid if no claim was made at the end of the 5-year term
  • Hassle-free Application and Automatic Renewal
    • This plan can be taken up and renewed every 5 years with no health checks required
  • 2 Plan Types – pick one that fits your needs
    • Plan 1
      • Accidental Death and Disability Benefit: $100,000
      • Daily Hospital Cash: $100
    • Plan 2
      • Accidental Death and Disability Benefit: $100,000
      • Daily Hospital Cash: $150

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Features of China Life Personal Accident Cashback Plan at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

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Read also: 3 Best Integrated Shield Plans in Singapore for hospitalisation coverage (2023 Edition)

Is China Life Personal Accident Cashback Plan suitable for me?

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    Before you go...
    China Life Personal Accident Cashback Plan may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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