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AIA Platinum Legacy (IX) Review

The complete Pros and Cons on AIA Platinum Legacy (IX)

AIA Platinum Legacy (IX) product details

  • Life policy – Universal Life Insurance
  • Issuance age from 0 to 75 years old
  • USD policy
  • Enhance your assets with a guaranteed crediting rate on your initial premium for the first 3 years, and a special bonus at the end of policy year 10, 15, 20 and 30.
  • Ensure the long-term succession of your business and limit the risk of losing a key employee with a plan that complements your continuity strategy.
  • You can adjust your plan according to your needs with the option to pay your premium in a lump sum or at regular intervals over time. Should you wish to have access to liquidity, the plan allows you to make partial withdrawals and take a loan. You may also raise or lower your coverage amount according to your needs.

Features of AIA Platinum Legacy (IX) at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

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Is AIA Platinum Legacy (IX) suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Financial Solutions Enquiry Form

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    Before you go...
    AIA Platinum Legacy (IX) may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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