Manulife Critical SelectCare Review

The complete Pros and Cons on Manulife Critical SelectCare

If you are over 40 and under 70 and looking for a policy to cover shortfalls in your health coverage, Manulife Critical SelectCare protects you against selected major critical illnesses and age-related conditions.

Premiums start as low as under $1 per day.

Manulife Critical SelectCare product details

  • Non-participating policy – Stand-alone Policy (Health Insurance)
  • Coverage
    • Be covered 100% of the Sum Assured against selected critical illnesses
  • Additional Coverage
    • Receive an additional 25% of the Sum Insured upon diagnosis of selected age-related special conditions
  • Easy Application
    • No medical checks required, only 3 questions
  • Open To All
    • You can apply even if you have existing health conditions such as high blood pressure, high blood sugar, high cholesterol, or diabetes
  • No Claims Payout
    • Receive a payout of 25% of total premiums paid at the end of the policy if no claim is made

Read About3 things to consider before taking up a new financial product

Features of Manulife Critical SelectCare at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is Manulife Critical SelectCare suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Manulife Critical SelectCare may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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