Tokio Marine TM Nest Egg FlexiSaver Review

The complete Pros and Cons on Tokio Marine TM Nest Egg FlexiSaver

Tokio Marine TM Nest Egg FlexiSaver is an endowment savings plan that gives you monthly cash payouts with multiple riders to waive future premiums should the unfortunate happen.

Tokio Marine TM Nest Egg FlexiSaver product details

  • Life policy – Endowment and Saving policy
  • Receive coverage against Death and Terminal Illness
  • You can choose to save for 5, 10 or 15 years
  • Choose an accumulation period from 0 to 15 years
  • Optional rider to waive future premiums should the unexpected happen
  • Monthly Cash Payout
    • Receive guaranteed and non-guaranteed monthly cash payout
    • You can choose a desired monthly cash payout
    • Choose the payout duration from 10, 15 or 20 years

Read aboutEndowment and Saving policy: How does it work?

Read aboutEndowment and Saving policy: Is it the best option?

Features of Tokio Marine TM Nest Egg FlexiSaver at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Cancer Waiver Rider
  • Payer Benefit Rider, Spouse Rider
  • Enhanced Payer Benefit, Enhanced Spouse Rider
  • Waiver of Premium Rider
  • Early Critical Illness Premium Waiver Rider

Additional Features and Benefits

Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill-up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your saving

Read aboutWhere do I start with financial planning

Tokio Marine TM Nest Egg FlexiSaver may be suitable if you are looking for

Tokio Marine TM Nest Egg FlexiSaver may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Short to medium term endowment savings plan
  • Monthly cash payouts compared to a lump-sum upon maturity endowment plan
  • To potentially generate higher financial returns compared to bank accounts
  • Saving regularly over a period of time

Tokio Marine TM Nest Egg FlexiSaver may not be suitable if you are looking for

Tokio Marine TM Nest Egg FlexiSaver may potentially be a bad fit if the following matters to you:

  • High insurance coverage for Death
  • Insurance coverage for Terminal Illness, Early Critical Illness, Critical Illness, or Total Permanent Disability
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollar (Realistically)

Further considerations on Tokio Marine TM Nest Egg FlexiSaver

  • How is  Tokio Marine or Tokio Marine TM Nest Egg FlexiSaver investment returns based on historical performance?
  • How does Tokio Marine TM Nest Egg FlexiSaver compare with Endowment policies from other insurance companies?
  • Can Tokio Marine TM Nest Egg FlexiSaver fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on Tokio Marine TM Nest Egg FlexiSaver. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Nest Egg FlexiSaver.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read aboutHow can I accumulate a million dollar (Realistically)

Read About3 best Savings plans and endowment policies in Singapore (updated Jan 2020)

Where can I compare the payout and benefits of saving plans and endowment policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on saving plans and endowment policies.

Alternatively, you just need to provide us with a couple of details below.

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Is Tokio Marine TM Nest Egg FlexiSaver suitable for me?

Contact InterestGuru using the form below. Our panel of Independent financial planners will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Tokio Marine TM Nest Egg FlexiSaver may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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