Prudential PRUActive Protect Review

The complete Pros and Cons on Prudential PRUActive Protect

Prudential PRUActive Protect is a term life critical illness insurance plan that covers you against 37 critical illnesses up to age 99 with other benefits and riders for more comprehensive coverage.

Prudential PRUActive Protect product details

  • Coverage
    • Receive coverage against 37 critical illnesses
    • Choose to be covered from 10 years up to 99 years
  • Crisis Care Accelerator Benefit
    • Receive a payout upon undergoing surgery due to serious illness or accidents affecting major organs resulting in ICU stay for 3 days
  • Child Cover Benefit
    • Complimentary coverage for your child if both you and your spouse has PRUActive Protect
  • Spouse Wavier Benefit
    • One year premium waiver when your spouse is diagnosed with a critical illness

 

Read About3 things to consider before taking up a new financial product


Features of Prudential PRUActive Protect at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Protect Plus
  • Early Protect
  • Early Protect Plus
  • Life Protect Plus
  • Severe Infections Protect

Additional Features and Benefits

Yes.

 

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

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Is Prudential PRUActive Protect suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

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    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?


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    Would you expect to do partial withdrawal in the short term for this sum of money?

    How much funds are you looking to achieve? (in SGD)

    How many year are you looking to save for this amount of fund?

    How many years would you expect to require the full sum of fund?


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    We are not sure too, let us work out your financial needs with you.

     
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    Before you go...
    Prudential PRUActive Protect may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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