China Taiping Infinite Indexed Wealth (USD) Review

China Taiping Infinite Indexed Wealth (USD) is a savings-oriented indexed universal life plan for wealth accumulation and preservation.

China Taiping Infinite Indexed Wealth (USD) product details

• Life policy – Endowment and Saving policy
• Dual growth strategy; allocate your premiums between:
  1. Fixed Account: Guaranteed crediting rate of 4.5% p.a. in the first 2 policy years and the prevailing rate will not fall below the minimum crediting rate of 2.0% p.a.
  2. Index Account: Capture potential market upside with returns linked to the performance of “S&P 500 DRC 10% Index ER USD” and “UBS-CSOP GAMA Core Index ER USD”.
• Choose between Single premium or 2-10 years premiums
• Insurance Coverage; be covered against Death 
• Hassle-free Application: No medical check-up required to take up this endowment policy

Read About: Endowment and Saving policy: How does it work?

Read About: Endowment and Saving policy: Is it the best option?

Features of China Taiping Infinite Indexed Wealth (USD) at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Not Applicable.

Additional Features and Benefits
Yes.

For further information and details, refer to China Taiping website. Alternatively, fill up the form below and let us advise accordingly.

Read About: Effects of compounding returns

Read About: 3 things to consider before taking up a new financial product

China Taiping Infinite Indexed Wealth (USD) may be suitable if you are looking for

China Taiping Infinite Indexed Wealth (USD) may potentially be a good fit if the following matters to you:

• A hassle-free application without medical underwriting
• Long term endowment and savings plan
• Guaranteed monthly cash payouts that can be reinvested for higher returns
• To save a single premium or short premium payment term of 2 or 3 years
• To potentially generate higher financial returns compared to bank accounts
• Savings plan with insurance coverage against Death

China Taiping Infinite Indexed Wealth (USD) may not be suitable if you are looking for

China Taiping Infinite Indexed Wealth (USD) may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• High insurance coverage for Death or Terminal Illness
• Insurance coverage for Early Critical Illness, Critical Illness or Total and Permanent Disability
• A one-time premium commitment with no further cash commitment
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.

Further considerations on China Taiping Infinite Indexed Wealth (USD)

• How are China Taiping or China Taiping Indexed Wealth (USD) investment returns based on historical performance?
• How does China Taiping Infinite Indexed Wealth (USD) compare with Endowment policies from other insurance companies?
• Can China Taiping Infinite Indexed Wealth (USD) fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of China Taiping Infinite Indexed Wealth (USD). Talk to us or seek advice from a financial adviser before making a decision about China Taiping Infinite Indexed Wealth (USD).

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

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Is China Taiping Infinite Indexed Wealth (USD) suitable for me?