AIA Platinum Infinite Wealth

The complete Pros and Cons on AIA Platinum Infinite Wealth

AIA Platinum Infinite Wealth is a a comprehensive yet flexible plan that can preserve your wealth for many generations to come.

AIA Platinum Infinite Wealth product details

  • Life policy – Universal Life Insurance
  • Short premium term
    • Choose from Single Premium or 5 year premium term
  • Change the plan as your life stage changes
    • Policy split option
      • Allows you to distribute your wealth flexibly, where you can divide your policy into multiple policies and pass them to your loved ones as legacies
    • Appointing a secondary insured
      • Allow your policy to continue to accumulate wealth by appointing a secondary insured who becomes the new insured in the event of your unexpected demise
    • Change of insured
      • You can also change the insured to another loved one, multiple times after the 1st policy anniversary, which also allows your policy to continue accumulating wealth based on the new insured of your choice
  • Liquidity
    • You can make partial cash withdrawals after your policy has acquired cash value to spend as you wish
  • Guaranteed lifetime coverage
    • Your thoughtful planning ensures the security of your loved ones’ future, even in the event of unfortunate circumstances
  • Capital Guaranteed
    • Your capital is guaranteed at the end of 7th policy year (for single premium plan) and 15th policy year (for 5-pay plan)

Features of AIA Platinum Infinite Wealth at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

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Is AIA Platinum Infinite Wealth suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

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    Before you go...
    AIA Platinum Infinite Wealth may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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