China Life SOPHY Review

The complete Pros and Cons on China Life SOPHY

China Life SOPHY or Systems Of Pivotal HumanbodY is a critical illness insurance plan that covers you against cancers of all stages, impairments, surgeries on vital systems, and future unknown conditions.

China Life SOPHY details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Critical Illness Benefit – be covered against
    • Cancers of all stages
    • Moderate to severe impairments
    • Surgeries on the cardiovascular and neurological systems
    • Angioplasty and other invasive treatment of coronary artery and
    • Conditions that are not yet known today
  • Death Benefit
    • Be covered against Death a lump sum of $20,000 less any outstanding premiums
  • 5 Plan Types
    • Pick from 5 plan types with incremental coverage that suits your insurance coverage needs

Read About3 things to consider before taking up a new financial product

Features of China Life SOPHY at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

N/A

Additional Features and Benefits

No

For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

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Is China Life SOPHY suitable for me?

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    Before you go...
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