Etiqa Enrich Rewards Review

The complete Pros and Cons on Etiqa Enrich rewards

Etiqa Enrich rewards a capital guaranteed endowment plan that will provide you with guaranteed yearly cash benefits and a lump sum maturity payout at the end of 10 years.

Etiqa Enrich Rewards product details

  • Life policy – Endowment and Saving policy
  • Pay premiums for 3 years
  • Policy term 10 years
  • Choose to receive guaranteed yearly cash benefits (starting from the end of 3rd policy year onwards) or to reinvest the cash benefits at a non-guaranteed interest rate.
  • Pay for only 3 years and your capital is fully guaranteed at the end of 10 years.
  • Death coverage is provided throughout the policy term.
  • No medical checks needed.

Read aboutEndowment and Saving policy: How does it work?

Read aboutEndowment and Saving policy: Is it the best option?

Features of Etiqa Enrich rewards at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your saving

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Etiqa Enrich rewards may be suitable if you are looking for

Etiqa Enrich rewards may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Medium-term endowment savings plan
  • To potentially generate higher financial returns compared to bank accounts
  • To save regularly over a period of time

Etiqa Enrich rewards may not be suitable if you are looking for

Etiqa Enrich rewards may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Health and Protection coverage
  • High insurance coverage for Death
  • Insurance coverage for Terminal Illness, Early Critical Illness, Critical Illness, or Total Permanent Disability
  • Lifetime regular cash payout
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollar (Realistically)

Further considerations on Etiqa Enrich rewards

  • How is  Etiqa or Etiqa Enrich rewards investment returns based on historical performance?
  • How does Etiqa Enrich rewards compare with Endowment policy from other insurance companies?
  • Can Etiqa Enrich rewards fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on Etiqa Enrich rewards. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Enrich rewards.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read aboutHow can I accumulate a million dollar (Realistically)

Read About3 best Savings plans and endowment policies in Singapore (updated Jan 2023)

Where can I compare the payout and benefits of saving plans and endowment policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on saving plans and endowment policies.

Alternatively, you just need to provide us with a couple of details below.

Is Etiqa Enrich rewards suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Etiqa Enrich rewards may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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