Etiqa Enrich Saver Review

Etiqa Enrich saver is a capital guaranteed endowment plan that will provide you a lump sum maturity payout at the end of 10 policy years.

Etiqa Enrich saver product details

• Life policy – Endowment and Saving policy
• Pay premiums for 5 years
• Policy term 10 years
• Your capital is fully guaranteed at the end of 10 policy years.
• This plan offers death protection throughout the 10 years of the policy term.
• No medical checks needed.
  
  

Read about: Endowment and Saving policy: How does it work?

Read about: Endowment and Saving policy: Is it the best option?

Features of Etiqa Enrich saver at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
N.A.

Additional Features and Benefits
Yes.

For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.

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Etiqa Enrich saver may be suitable if you are looking for

Etiqa Enrich saver may potentially be a good fit if the following matters to you:

• A hassle-free application without medical underwriting
• Medium-term endowment savings plan
• To potentially generate higher financial returns compared to bank accounts
• To save regularly over a period of time
  
  

Etiqa Enrich saver may not be suitable if you are looking for

Etiqa Enrich saver may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Health and Protection coverage
• High insurance coverage for Death
• Insurance coverage for Terminal Illness, Early Critical Illness, Critical Illness, or Total Permanent Disability
• Lifetime regular cash payout
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.
  
  

Read About: How can I accumulate a million dollar (Realistically)

Further considerations on Etiqa Enrich saver

• How is  Etiqa or Etiqa Enrich saver investment returns based on historical performance?
• How does Etiqa Enrich saver compare with Endowment policy from other insurance companies?
• Can Etiqa Enrich saver fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features on Etiqa Enrich saver. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Enrich saver.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read about: How can I accumulate a million dollar (Realistically)

Read About: 3 Best Savings plans and endowment policies in Singapore (Updated)

Is Etiqa Enrich saver suitable for me?