Etiqa Invest vista Review [2025]

Etiqa Invest Vista is a values-based insurance solution designed for investing with purpose and vision. It is a regular premium investment-linked plan helps you achieve your wealth accumulation goals while offering flexibility along the way.

Etiqa Invest vista product details

• Life Policy – Investment-linked policy
• Access to Shariah-compliant funds
• Invest and do your part in charity with this plan
  • In line with the spirit of Takaful, Etiqa will contribute 0.1% of first-year premiums from all regular premium Family Takaful plans launched from 1 August 2025 onwards to Community Chest — at no extra cost to policyholders. This donation is made entirely by Etiqa, without impacting your premiums or plan benefits.
• Premium Payment & Policy Term
  • Choose your premium term: 10 Years – Flexi 3, 10 Years – Flexi 5 and 20 Years.
• Low Barrier to Entry – investing doesn’t require a fortune
  • Start investing from as low as $200 per month
• Multiple Bonuses
  • Start-up Bonus
    • Receive a one-time up to 55% of regular premiums paid on the first policy year
  • Special Bonus 
    • Receive special bonuses of 3% of regular premiums paid from the 6th policy year onwards until the end of the premium payment term
  • Loyalty Bonus
    • Receive loyalty bonuses of 0.1% p.a. of the account value starting from the year after the end of the premium payment term
• Flexibility in an Investment-linked Policy 
  • You can perform switch funds at any time with no additional charge
• Death and Total and Permanent Disability Coverage
  • Be covered against Death Or TPD at the higher of 101% of net premiums paid or the account value
• Ease of Application
  • No health checks are required to take up Etiqa Invest flex pro
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of Etiqa Invest vista at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Yes

Additional Features and Benefits
Yes

For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Etiqa Invest vista may be suitable if you are looking for

Etiqa Invest vista may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with no insurance coverage
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Etiqa Invest vista may not suitable if you are looking for

Etiqa Invest vista may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.
  
  

Further considerations on Etiqa Invest vista

• How is Etiqa or Etiqa Invest vista investment returns based on historical performance?
• How does Etiqa Invest vista compare with Endowment policies from other insurance companies?
• Can Etiqa Invest vista fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Etiqa Invest vista. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest flex pro.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Etiqa Invest vista suitable for me?