FWD Invest Flexi Elite Review

FWD Invest Flexi Elite is a regular premium investment-linked plan that offers a short premium commitment of just 3 or 5 years, attractive bonuses and zero policy charges after policy year 10. It is a flexible, short-term commitment investment plan designed for long-term wealth growth. With no policy charges after ten years, it provides a costeffective way to build wealth, making it an excellent choice for those seeking lasting financial benefits.

FWD Invest Flexi Elite product details

• • Life Policy – Investment-linked policy
  • Short premium commitment period:
    • 3 or 5 years
  • Low premiums commitment:
    • Start from premiums as low as $500/month
  • Booster bonus
    • Get a head start with attractive Booster Bonus of up to 26% of regular premium paid for the first policy year
  • Annual Premium bonus
    • Receive an early reward with a one-time Annual Premium Bonus of 2.0% of your first regular premium when you choose to pay annually
  • Contribution bonus
    • Boost your investment with a Contribution Bonus of 2.0% per annum on regular premiums paid when you continue your contributions beyond policy year 3 or 5, up to the end of policy year 10.
  • Zero Policy Charge
    • Maximise your returns and benefit from compounding growth. With zero policy charges after policy year 10, you can make the most of your investment and enjoy its full potential
  • Flexibilities that supports you through changes in life
    • Waiver of premium shortfall charge if you lose your job.
    • 2 years penalty-free withdrawal
  • Death Benefit
    • Stay protected even during market downturns—your beneficiary will receive a death benefit equal to 101% of your net premiums

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of FWD Invest Flexi Elite at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
NA

Additional Features and Benefits
Yes.

For further information and details, refer to FWD website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Get Quote: Compare Investment Linked Policies in Singapore 

FWD Invest Flexi Elite may be suitable if you are looking for

FWD Invest Flexi Elite may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with minimal insurance coverage
• Able to take investment risks and comfortable with financial market volatility
• Regular-pay premium term investment plan
• Take unlimited premium holidays after the end of the minimum investment period
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

Read about: Why perodic insurance portfolio review is important

FWD Invest Flexi Elite may not be suitable if you are looking for

FWD Invest Flexi Elite may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run
• Single premium investment option with no further financial commitment
• Insurance policy with a high surrender value in the early years of the policy
• Expecting an urgent need for withdrawal during a financial market downturn

Further considerations on FWD Invest Flexi Elite

• How is FWD or FWD Invest Flexi Elite investment returns based on historical performance?
• How does FWD Invest Invest Flexi Elite compare with Investment-linked policies from other insurance companies?
• Can FWD Invest Flexi Elite fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of FWD Invest Flexi Elite. Talk to us or seek advice from a financial adviser before making any decision about FWD Invest Flexi Elite.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Is FWD Invest Flexi Elite suitable for me?