HSBC Life GlobalCare Health Plan is a comprehensive international health insurance plan that offers optimal worldwide coverage for your medical needs, including pre-existing medical conditions.
HSBC Life GlobalCare Health Plan product details
- Non-participating policy – Stand Alone Policy (Health Insurance)
- Guaranteed issuance
- Hassle-free application with moratorium underwriting — no questions asked and no medical examination required.
- Supporting you anywhere, worldwide
- Choose from three areas of coverage: worldwide, worldwide excluding USA, and worldwide excluding USA and Hong Kong
- Customise your plan with co-insurance and annual deductible options to enjoy discount on your premium
- Enjoy peace of mind when you are injured, ill or require inpatient treatment abroad with a range of medical assistance services including evacuation or repatriation when treatment is unavailable locally
- Outpatient specialists panel in Singapore
- An extensive panel of private specialists across various specialties. Our medical concierge team will assist to arrange for your specialist appointment.
- Go cashless for hospital settlements
- No upfront payment for all approved treatments with any provider within our global directory of hospitals, so you can focus on recovery.
- Pre & post-hospitalisation outpatient treatment
- Experience one of the longest coverage periods for pre and post-hospitalisation
benefits, up to 200 days before and after your hospitalisation.
- Experience one of the longest coverage periods for pre and post-hospitalisation
- Maintenance of chronic conditions arising after your policy commencement
- Receive coverage for chronic medical conditions up to the plan limit, for conditions such as heart disease, cancer or diabetes.
- Special cover for pre-existing conditions
- Get coverage for pre-existing conditions after the waiting period and up to the benefit limits, with no medical questions asked and no medical examination required.
- Maternity and newborn benefits
- Be insured for your pregnancy until delivery against pre and post-natal complications. In the event that you need to be hospitalised, accommodation for your newborn will be covered.
- Wellness and preventive health coverage
- Cover yourself for vaccinations, dental care, optical care, health screening and alternative treatments like traditional Chinese medicine, homeopathy and more in selected plans.
- No claims incentive
- You may enjoy additional optical care of S$350 a year if you have no claims made after 2 continuous policy years.
- Choose from 5 plans
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- Plan A (Highest coverage plan)
- Plan B
- Plan C
- Plan D
- Plan E (Lowest coverage plan)
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Features of HSBC Life GlobalCare Health Plan at a glance
Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NIL
Additional Features and Benefits
Yes.
For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.
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Is HSBC Life GlobalCare Health Plan suitable for me?
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