HSBC Life GlobalCare Health Plan Review

The complete Pros and Cons on HSBC Life GlobalCare Health Plan

HSBC Life GlobalCare Health Plan is a comprehensive international health insurance plan that offers optimal worldwide coverage for your medical needs, including pre-existing medical conditions.

HSBC Life GlobalCare Health Plan product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Guaranteed issuance
    • Hassle-free application with moratorium underwriting — no questions asked and no medical examination required.
  • Supporting you anywhere, worldwide
    • Choose from three areas of coverage: worldwide, worldwide excluding USA, and worldwide excluding USA and Hong Kong
    • Customise your plan with co-insurance and annual deductible options to enjoy discount on your premium
    • Enjoy peace of mind when you are injured, ill or require inpatient treatment abroad with a range of medical assistance services including evacuation or repatriation when treatment is unavailable locally
  • Outpatient specialists panel in Singapore
    • An extensive panel of private specialists across various specialties. Our medical concierge team will assist to arrange for your specialist appointment.
  • Go cashless for hospital settlements
    • No upfront payment for all approved treatments with any provider within our global directory of hospitals, so you can focus on recovery.
  • Pre & post-hospitalisation outpatient treatment
    • Experience one of the longest coverage periods for pre and post-hospitalisation
      benefits, up to 200 days before and after your hospitalisation.
  • Maintenance of chronic conditions arising after your policy commencement
    • Receive coverage for chronic medical conditions up to the plan limit, for conditions such as heart disease, cancer or diabetes.
  • Special cover for pre-existing conditions
    • Get coverage for pre-existing conditions after the waiting period and up to the benefit limits, with no medical questions asked and no medical examination required.
  • Maternity and newborn benefits
    • Be insured for your pregnancy until delivery against pre and post-natal complications. In the event that you need to be hospitalised, accommodation for your newborn will be covered.
  • Wellness and preventive health coverage
    • Cover yourself for vaccinations, dental care, optical care, health screening and alternative treatments like traditional Chinese medicine, homeopathy and more in selected plans.
  • No claims incentive
    • You may enjoy additional optical care of S$350 a year if you have no claims made after 2 continuous policy years.
  • Choose from 5 plans
      • Plan A (Highest coverage plan)
      • Plan B
      • Plan C
      • Plan D
      • Plan E (Lowest coverage plan)

Read About3 things to consider before taking up a new financial product

Features of HSBC Life GlobalCare Health Plan at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is HSBC Life GlobalCare Health Plan suitable for me?

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All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    HSBC Life GlobalCare Health Plan may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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