HSBC Life Jade Legacy Universal Life Plans Review

The complete Pros and Cons on HSBC Life Jade Legacy Universal Life Plans

HSBC Life Jade Legacy Universal Life Plan and Jade Ultra Legacy Universal Life Plan are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.

HSBC Life Jade Legacy Universal Life product details

  • Life policy – Universal Life Insurance
  • Flexible premium options.
    • Single premium or spread the single premium into regular annual premium installments between 2 to 10 years.
  • Grow your cash value with guaranteed interest rate lock option and exclusive loyalty bonus.
    • With a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
  • Build a stronger foundation for your future generations with multi-generational planning..
    • You can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
  • Loyalty Bonus of up to 1.5% of the Account Value (Applicable for only Jade Ultra Legacy Universal Life Plans)
  • Multiple currency options available.
  • No-Lapse Guarantee Benefit Option.
  • Option to convert to a Non-Lapse Guarantee Benefit.
  • Accelerated Death Benefit at no additional cost.

Read About3 things to consider before taking up a new financial product

Features of HSBC Life Jade Legacy Universal Life Plans at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Nil

Additional Features and Benefits

Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Is HSBC Life Jade Legacy Universal Life Plans suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    HSBC Life Jade Legacy Universal Life Plans may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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