HSBC Life Private Wealth VUL Review

The complete Pros and Cons on HSBC Life Private Wealth VUL

By selecting HSBC Life Private Wealth VUL as a key part of your comprehensive protection portfolio, you are securing your family’s and your financial future.

HSBC Life Private Wealth VUL product details

  • Life policy – Universal Life Insurance/Investment-linked policy
  • Single premium.
  • Protection for lifetime.
    • Ensure a high sum assured that covers you for a lifetime.
  • Plan for the second generation together.
    • Choose up to 2 policyholders and 2 life insureds under joint-life.
  • Fund your policy using own assets.
    • Fund your premium either in cash and/or bankable unencumbered assets.
  • Retain investment strategy.
    • Manage your assets on your own or engage a professional asset manager.
  • Take advantage of free additional premium benefit.
    • Boost your policy fund value with additional top-ups into your account without premium charge.
  • Free withdrawal benefit.
    • Withdraw your policy value without impacting your coverage and at no surrender charge.
  • Multiple currency options.
    • Select from 7 specified currencies: USD, SGD, CHF, EUR, GBP, JPY, AUD.

Read About3 things to consider before taking up a new financial product

Features of HSBC Life Private Wealth VUL at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to HSBC Life website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Is HSBC Life Private Wealth VUL suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

    Compare for me!

    Would you expect to do partial withdrawal in the short term for this sum of money?

    How much funds are you looking to achieve? (in SGD)

    How many year are you looking to save for this amount of fund?

    How many years would you expect to require the full sum of fund?

    Compare for me!

    We are not sure too, let us work out your financial needs with you.

    Compare for me!


    Before you go...
    HSBC Life Private Wealth VUL may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
    Need help?
    close slider

    Need help?