NTUC Income PrimeShield Review

The complete Pros and Cons on NTUC Income PrimeShield

NTUC Income PrimeShield product details

  • Non-participating policy – Disability Income Insurance
  • A health insurance plan designed to complement Basic Eldershield that provides long-term coverage against severe disability
  • Only ElderShield policyholders may apply for this plan
  • If you are incapable of performing at least three activities of daily living, this policy will pay a monthly disability benefit for life, less any payment under your Basic ElderShield plan. NTUC Income also gives you a one-time lump sum benefit which is equal to three times your monthly disability benefit
  • If your child is under 21 years old and you become severely disabled, we pay an additional 25% of the monthly disability benefit for up to 36 months in your lifetime
  • You will receive a one-time payout equivalent to three times your monthly disability benefit if you recover from the severe disability
  • NTUC Income gives a one-time payout equivalent to three times your monthly disability benefit in the event of death while receiving the monthly disability benefit under this policy

Read About3 things to consider before taking up a new financial product

Features of NTUC Income PrimeShield at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

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Is NTUC Income PrimeShield suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

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    Financial Solutions Enquiry Form

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    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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    Before you go...
    NTUC Income PrimeShield may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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