Prudential PRUflexicash Review

The complete Pros and Cons on Prudential PRUflexicash

Prudential PRUflexicash has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUflexicash product details

Prudential PRUflexicash Product Rating: [usr=2.85]
Prudential PRUflexicash Choice Popularity on [usr=3.05]

Related article3 Best Regular Savings Endowment Plans in Singapore for Wealth Accumulation (2023 Edition)

  • Life policy – Endowment and Saving policy
  • Offers you financial flexibility with a Yearly Cash Benefit with the freedom to structure payouts to suit your needs
  • 3 ways to enjoy your Yearly Cash Benefit:
    • Receive a Yearly Cash Benefit after the second policy anniversary and use it as you wish
    • Enjoy bigger payouts on your policy by choosing to defer receiving your Yearly Cash Benefit to after the 10th policy anniversary or later
    • Accumulate your Yearly Cash Benefit and enjoy a non-guaranteed interest of 3%2 per annum
  • Choose a policy term of 15, 20 or 25 years that best suits your saving needs and financial obligations
  • Be covered against Death, Terminal Illness and Total and Permanent Disability. Should the unforeseen happen to you, a lump sum payout of 100% of the sum assured plus any accumulated bonuses, will be payable to you or your loved ones.
  • You can buy a new plan without the need for medical examination as you experience life’s most significant events such as getting married, becoming a parent, or adopting a child through legal means

Prudential Pru flexi cash is a common search alternative for Prudential PRUflexicash.

Related article: Endowment and Saving policy: Is it the best option for wealth accumulation?

Features of Prudential PRUflexicash at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes

Health and Insurance Coverage

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  • Death: Yes
  • Total Permanent Disability: Yes
  • Terminal Illness: Yes
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders

  • Early Stage Crisis Waiver
  • Crisis Waiver III
  • Early Payer Security
  • Payer Security III / Payer Security Plus
  • Accident Assist

Additional Features and Benefits


Read AboutEffects of compounding returns on your savings

Read About3 things to consider before taking up a new financial product

Prudential PRUflexicash may be suitable if you are looking for

Prudential PRUflexicash may potentially be a good fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUflexicash may not be suitable if you are looking for

Prudential PRUflexicash may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on Prudential PRUflexicash

  • How is Prudential or Prudential PRUflexicash investment returns based on historical performance?
  • How does Prudential PRUflexicash compare with Endowment policy from other insurance companies?
  • Can Prudential PRUflexicash fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUflexicash. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUflexicash.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read About3 Best Endowment Savings Plans in Singapore for Lifetime Wealth Accumulation (2023 Edition)

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Is Prudential PRUflexicash suitable for me?

Contact InterestGuru using the form below and a licensed financial adviser will advise you accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Prudential PRUflexicash may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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