Prudential PRUwealth (SGD) Review

The complete Pros and Cons on Prudential PRUwealth (SGD)

Prudential PRUwealth (SGD) has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUwealth (SGD) product details

Prudential PRUwealth (SGD) Rating on [usr=3.25]
Prudential PRUwealth (SGD) Popularity on [usr=3]

Prudential PRUwealth is featured for lifetime projected returns in our 7 Best Regular Insurance Savings Plans in Singapore (2023 Edition) *NEW*

Prudential PRUwealth is featured for highest projected cash value in our 3 Best Lifetime Endowment Savings Plans in Singapore (2023 Edition)

  • Life policy – Endowment and Saving policy
  • Grow your wealth over the long term – if your finances permit, you can keep growing your wealth up till you are 100 years old and enjoy a potentially higher return on the accumulated funds
  • Option to withdraw your money
  • Choice of 5, 10 or 20-year premium payment terms
  • Option to appoint your loved one as a secondary life assured
  • Fuss-free signup – does not require medical underwriting procedures
  • Allows for Joint Ownership – With the Joint Ownership feature, you can own a PRUwealth (SGD) policy with your spouse to ensure that there is continued access to the policy

Prudential Pru wealth is a common search alternative for Prudential PRUwealth.

Read aboutEndowment and Saving policy: How does it work?

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Read aboutEndowment and Saving policy: Is it the best option?

Prudential PRUwealth is featured in our 3 Best Endowment Saving Plans for Lifetime Wealth Accumulation (2023 Edition)

Features of Prudential PRUwealth (SGD) at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes

Health and Insurance Coverage

  • Death: Yes
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders

  • Early Stage Crisis Waiver
  • Crisis Waiver III
  • Early Payer Security
  • Payer Security III/Payer Security Plus

Additional Features and Benefits


Read aboutEffects of compounding returns on your saving and investments

Prudential PRUwealth (SGD) may be suitable if you are looking for

Prudential PRUwealth (SGD) may potentially be a good fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUwealth (SGD) may not be suitable if you are looking for

Prudential PRUwealth (SGD) may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read about: Why should you choose a shorter premium term on your insurance policies

Further considerations on Prudential PRUwealth (SGD)

  • How is Prudential or Prudential PRUwealth (SGD) investment returns based on historical performance?
  • How does Prudential PRUwealth (SGD) compare with Endowment policy from other insurance companies?
  • Can Prudential PRUwealth (SGD) fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUwealth (SGD). Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUwealth (SGD).

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

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Read also: 8 commonly made financial mistakes by Singaporeans

Where can I compare the payout and benefits of saving plans and endowment policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes.

Alternatively, you just need to provide us with a couple of details below.

Is Prudential PRUwealth (SGD) suitable for me?

Contact InterestGuru using the form below and a licensed financial adviser will advise you accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

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You intend to have a saving commitment for a period (premium term) of:


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Before you go...
Prudential PRUwealth (SGD) may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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