Tokio Marine TM Retirement (SP) Review

Tokio Marine TM Retirement (SP) product details

• Life policy – Annuity
• Single Premium
• Decide when you would like to start receiving your retirement payout and for how long a duration
• Arrange to make yearly scheduled contributions via the unique Recurring Single Premium (RSP) option to increase your retirement payout amount
• Capital guaranteed upon maturity
• Receive guaranteed yearly cash benefits for 10 or 20 years
• Choice of payout ages starting from 63, 65 or 70
  
  

Read about:  Why your retirement planning starts now

Read about: 4 Best Retirement plans and Annuity policies in Singapore (Updated)

Read about: The Complete Guide to Retirement Planning (Updated)

Features of Tokio Marine TM Retirement (SP) at a glance

Cash and Cash Withdrawal Benefits 
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
NA

Additional Features and Benefits
Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill up the form below and let us advise accordingly.

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Tokio Marine TM Retirement (SP) may be suitable if you are looking for

Tokio Marine TM Retirement (SP) may potentially be a good fit if the following matters to you:

• Regular cash payout
• Saving regularly over a period of time
• A one-time premium commitment with no further cash commitment
• Insurance options without medical underwriting
• Do not need access to the funds until retirement
• To potentially generate higher financial returns compared to bank accounts
  
  

Tokio Marine TM Retirement (SP) may not suitable if you are looking for

Tokio Marine TM Retirement (SP) may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lump sum payout upon maturity
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.
  
  

Further considerations on Tokio Marine TM Retirement (SP)

• How is Tokio Marine or Tokio Marine TM Retirement (SP) investment returns based on historical performance?
• How does Tokio Marine TM Retirement (SP) compare with Endowment policy from other insurance companies?
• Can Tokio Marine TM Retirement (SP) fulfil my financial, insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on Tokio Marine TM Retirement (SP). Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Retirement (SP).

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Tokio Marine TM Retirement (SP) suitable for me?