Tokio Marine Wealth Pro Review

Tokio Marine Wealth Pro is an ideal wealth-building solution for medium to long-term regular investments.

Tokio Marine Wealth Pro product details

• Life Policy – Investment-linked policy
• Protection benefits
  • Protect against market downturns and capital guarantee with Advanced Death Benefit (applicable during minimum investment period).
  • Be prepared for life’s uncertainties with optional riders to enhance protection.
  • Enjoy peace of mind with the Involuntary Unemployment and Hospitalisation Benefit:
    flexibility to make penalty-free partial withdrawals, and the option to take a break from paying premium during challenging times.
• Guaranteed issuance
  • No medical underwriting is required.
• Choose your premiums currency
  • You have a choice of 5 currencies to invest in: SGD, USD, GBP, AUD and EUR.
• Flexibility
  • Navigate your investment journey with the flexibility of unlimited top-ups, partial
    withdrawals, and fund switches to address your evolving needs across life stages.
• Policy continuity
  • Create a lasting legacy by transferring your wealth to your loved ones, with the option to enrol up to 4 life assureds.
• Build your wealth
  • Maximise your gains with 100% of your regular premium invested into funds.
• Bonuses for steadfast wealth accumulation
  • Up to 43% of additional Initial Bonus.
  • Performance Investment Bonus, starting from as early as Year 4 to Year 10.
  • Loyalty and Power Up Bonus from Year 11 onwards.
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 best Investment Linked Policies in Singapore (Updated)

Features of Tokio Marine Wealth Pro at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Cancer Waiver Rider
Early Critical Illness Premium Waiver Rider
Waiver of Premium Rider
Payer Benefit Rider, Spouse Rider
Enhanced Payer Benefit, Enhanced Spouse Rider

Additional Features and Benefits
Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill-up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Tokio Marine Wealth Pro may be suitable if you are looking for

Tokio Marine Wealth Pro may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with minimal insurance coverage
• Able to take investment risks and comfortable with financial market volatility
• Regular-pay premium term investment plan
• Take unlimited premium holidays after the end of the minimum investment period
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Tokio Marine Wealth Pro may not be suitable if you are looking for

Tokio Marine Wealth Pro may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run
• Single premium investment option with no further financial commitment
• Insurance policy with a high surrender value in the early years of the policy
• Expecting an urgent need for withdrawal during a financial market downturn
  
  

Further considerations on Tokio Marine Wealth Pro

• How is Tokio Marine or Tokio Marine Wealth Pro returns based on historical performance?
• How does Tokio Marine Wealth Pro compare with Investment-linked policies from other insurance companies?
• Can Tokio Marine Wealth Pro fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Tokio Marine Wealth Pro. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine Wealth Pro.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Is Tokio Marine Wealth Pro suitable for me?