3 Best Insurance Policies in Singapore for 2018 (Sorted by categories)

An updated list of the best insurance plans and policies across insurance companies


We said it before, insurance plans and policies are not created equal. Why pay a higher premium for features or benefits you may not need? Even worse, having insufficient coverage or not meeting your financial goals and objective due to unnecessary commitment.

We got you covered for getting the best insurance plans and policies in Singapore.

While you can use our Compare NOW feature to get the 3 best quotes based on your requirements, continue reading for some of the highly rated insurance plans and policies by the InterestGuru.sg team.

It doesn’t hurt to compare before you commit, especially when it is 100% free!

Best within category

We sort out and list some of the insurance plans and policies across insurance companies. Access the comparison within the category or individual products via the links below:

Whole Life Insurance policies

Whole life insurance policies enable you to get insurance coverage with a coverage multiplier booster while accumulating a lump sum cash value consisting of a guaranteed and non-guaranteed nature.

Insurance coverages and guaranteed cash value if you surrender the policy at later life stages, what more can you ask for?

We know you are comparing between Term or Whole Life plans as well, so we already did an analysis on that.

Read about3 best whole life insurance policies in Singapore (Updated: 02/01/2018)

Saving plans and endowment policies

Get higher returns on your savings while fulfilling your future financial goals and objective. Withdrawal features may also be available to help out during a period of uncertainty. Make your funds work harder for you in saving plans or endowment policies tailored to your preferences.

Never underestimate the power of compounded returns on your saving!

Read about3 best regular Saving plans and endowment policies in Singapore (Updated: 02/01/2018)

Investment Linked policies

Better start early if you are looking for insurance coverage and long-term wealth accumulation. Investment-linked policies are best for the risk takers that expect no cap on potential returns.

Investment Linked Policies are the most suitable options for young people that have started financial planning. You want that insurance coverage and investment features at the same time!

Read about: 3 best Investment Linked policies in Singapore (Updated: 02/01/2018)

Retirement plans and annuity policies

When all you seek is assurance and a stable income upon retirement, look no further for a consistent and guaranteed high payout from the retirement plans and policies listed here.

Retirement Plans provides the most financial benefits when you plan early. And by early, we mean now!

Read about3 best Retirement plans and annuity policies in Singapore (Updated: 02/01/2018)

Integrated Shield Plan and rider

Upgrading your MediShield LIFE to enhance your hospitalisation and medical treatment coverage should be a top priority. This should be the first on the list of your things to do today.

Don’t settle for anything lesser than full coverage of your Deductibles and Co-insurance!

Read about: 3 best Integrated Shield Plan and riders in Singapore (Updated: 02/01/2018)

Accessed the updated FAQs on Integrated Shield Plan and Integrated Shield Plan riders.

Critical illness plans and policies

We are upgrading the list to better serve you!

Don’t take our words on any of the insurance plans and policies stated above, request for your individual quotes based on your financial goals and objectives.

What should you look out for when taking up a new insurance plan or policy?

We can’t stress enough that financial returns and policies benefits differ among insurance companies.

Depending on your health and insurance needs, financial goals and objectives, here are 3 things you should consider before taking up a new financial product.

For the detailed full list of how InterestGuru.sg compare insurance plans and policies across insurance companies in Singapore:

We are not expecting you to fully understand how insurance plans and policies works but here are some guides on insurance terms and jargons for those interested:

Not sure where to start or place your priorities?

Read to read about where to start with financial planning or why a financial budget should not stop you getting essential coverage and financial planning. Financial planning is not that hard when you have an idea what is important to you.

Read also: How can you beat inflation in Singapore

Read also: How can you achieve a million dollar in saving (Realistically)

Wish to let someone else do the job?

Let us compare and find the best insurance plans and policies based on your personal financial goals and objectives. Don’t worry, any financial products or service proposed by our partnered independent financial advisors are 100% free.

We compare quotations head to head on all leading insurers in Singapore

Financial Solutions Enquiry Form

What kind of insurance do you require more information with?

What kind of protection products are you looking at ?

For which event do you wish to be protected for?

DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

How many year are you willing to make payment for?

Compare for me!

Would you expect to do partial withdrawal in the short term for this sum of money?

How much funds are you looking to achieve? (in SGD)

How many year are you looking to save for this amount of fund?

How many years would you expect to require the full sum of fund?

Compare for me!

We are not sure too, let us work out your financial needs with you.

Compare for me!


Too much work to fill in the form above?

Drop us your contact details and let InterestGuru.sg contact you instead. We may assign one of the partnered Independent Financial Advisers to work on your enquiry at no cost to you.

Check out the promotions offered for taking up new insurance plans and policies on your way out!