China Taiping i-Retire II is a retirement annuity plan that pays guaranteed and non-guaranteed monthly income upon your chosen retirement age. Enjoy additional benefits to protect you against severe disability.

China Taiping i-Retire II product details

  • Life policy – Annuity
  • Flexible Premium Term
    • Choose to pay a Single Premium or over 5, 10 or 15 years
  • Flexible Accumulation Period
    • Choose an accumulation period between 5 and 25 years
  • Flexible Income Payout Term
    • Choose to receive retirement income for 10, 20 or 30 years after the end of the accumulation period
  • Loss of Independence Benefit
    • You will receive 24 months of your chosen guaranteed retirement income in the event you become severely disabled
  • 100% Capital Guaranteed
    • Capital is guaranteed upon the start of retirement income payout
  • Ease of Application
    • Enjoy guaranteed acceptance, no medical checks needed

Read about:  Why your retirement planning starts now

Read aboutEffects of compounding returns on your investments

Features of China Taiping i-Retire II at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Nil

Additional Features and Benefits
Yes

For further information and details, refer to China Taiping website. Alternatively, fill up the form below and let us advise accordingly.

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Read about: The Complete Guide to Retirement Planning (Updated)

China Taiping i-Retire II may be suitable if you are looking for

China Taiping i-Retire II may potentially be a good fit if the following matters to you:

  • Regular cash payout upon your desired retirement age
  • High non-guaranteed bonuses in a retirement annuity policy
  • Saving regularly over a period of time
  • Insurance options without medical underwriting
  • Do not need access to the funds until retirement
  • To potentially generate higher financial returns compared to bank accounts
  • Future premium waiver in the event you become totally and permanently disabled

China Taiping i-Retire II may not be suitable if you are looking for

China Taiping i-Retire II may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lump-sum payout upon maturity
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read about: Why should you choose a shorter premium term on your insurance policies

Further considerations on China Taiping i-Retire II

  • How is China Taiping or China Taiping i-Retire II investment returns based on historical performance?
  • How does China Taiping i-Retire II compare with retirement plans and annuity policies from other insurance companies?
  • Can China Taiping i-Retire II fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on China Taiping i-Retire II. Talk to us or seek advice from a licensed financial adviser before making any decision about China Taiping i-Retire II.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Read about: 4 best Retirement plans and Annuity policies in Singapore (Updated)

Is China Taiping i-Retire II suitable for me?

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