How do Life Insurance works?

Life Insurance can provide life-long protection for you and your dependents and/ or provide a lump sum cash payout. Depending on your financial goals and objectives, life insurance policy can pay out at a fixed maturity date or set to accumulate until the policy is surrendered for cash value. A guaranteed death benefit will be paid out to the beneficiary upon the death of the insured, as long as the policy is valid at the point of demise.

Your overall Life Insurance policies should include coverage for: Early Critical IllnessCritical IllnessTotal and Permanent Disability, Terminal Illness, Death and other insurable events as part of its policy or as a separate add-on rider.

Read About: 3 things to consider before taking up a new financial product

Read About: Where do I start with financial planning?

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Compare before you commit

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Even worse, to know you can compare insurance policies here, 100% free of charges on the InterestGuru.sg platform.