Endowment Savings Plans

How do we compare insurance savings plans for you?

The following are some of the factors we use to we compare the retirement annuity plans listed above. Depending on your selected insurance savings plan, not all features may be available to you.

• Competitiveness of insurance premium against financial returns
• The rate of returns against the required commitment/ lock-in period
• Product features that enhance financial returns to the policyholder

What makes a good insurance savings plan?

Your Savings plans and Endowment policies must provide a good blend of product features, potential payout and flexibility of saving period.

While all savings plans and endowment policies accumulate cash values, the cost of insurance riders and insurance coverage multiplier may affect your surrender value when you need a payout.

Aim to maximise the financial returns on your savings

Wherever possible, make sure that your financial budget is sufficient to cater to the payment of the savings plan, instead of overstretching and relying on any available cash back options.

We strongly recommend you to read the following articles for wealth accumulation purposes.

Understand why a shorter insurance premium payment period affects your financial returns more than you would have expected.

Get higher returns via an insurance savings plan!

Simply drop us a message and get your personal term life insurance quotes based on your profile.