China Life Accident Guardian Review

The complete Pros and Cons on China Life Accident Guardian

With China Life Accident Guardian, enjoy up to $250 daily hospital cash benefit, reimbursement of medical expenses up to $500 (including TCM and chiropractic treatments), and coverage up to $500,000 for Accidental Death, Major Permanent Disablement, and other Permanent Disablement. Plus, double or triple indemnity benefit for Accidental Death or Major Permanent Disablement.

China Life Accident Guardian product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Choice of 6 Plan Types
    • Choose a plan that suits your coverage needs (incremental coverage)
  • Daily Hospital Cash
    • Receive up to $250 hospitalisation cash benefit per day in the event you are hospitalised, up to 180 days
  • Medical Expense Reimbursement
    • Receive up to $500 reimbursement of medical expenses, inclusive of TCM and chiropractic treatments arising from bodily injury
  • Accidental Death, Major and Other Permanent Disablement Benefit
    • Be covered up to $500,000 against Accidental Death, Major and other Permanent Disablement due to an accident
  • Double/Triple Indemnity Benefit
    • Receive up to 3x coverage against Accidental Death or Major Permanent Disablement

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Features of China Life Accident Guardian at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

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    Before you go...
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