Etiqa Invest flex pro Review

Start building a brighter financial future with Etiqa Invest Flex Pro — a regular premium investment-linked plan from just S$200 a month. Access top-tier funds, enjoy comprehensive protection, and create a lasting legacy for your loved ones.

Etiqa Invest flex pro product details

• Life Policy – Investment-linked policy
• Premium Payment & Policy Term
  • Choose your premium term between 10 Years – Flexi 3, 10 Years – Flexi 5 and 20 Years
• Low Barrier to Entry – investing doesn’t require a fortune
  • Start investing from as low as $200 per month
• Multiple Bonuses
  • Start-up Bonus
    • Receive a one-time up to 55% of regular premiums paid on the first policy year
  • Special Bonus 
    • Receive special bonuses of 3% of regular premiums paid from the 6th policy year onwards until the end of the premium payment term
  • Loyalty Bonus
    • Receive loyalty bonuses of 0.1% p.a. of the account value starting from the year after the end of the premium payment term
• Flexibility in an Investment-linked Policy 
  • From the 4th policy year, you will have the option of making 2 partial withdrawals free of charge throughout the premium payment term
  • You can perform switch funds at any time with no additional charges
    
• Access to restricted funds for Accredited Investors (AI)
  • Access to restricted funds like Fundsmith which is not avaliable to the public via Etiqa Invest Flex Pro ILP
• Death and Total and Permanent Disability Coverage
  • Be covered against Death Or TPD at the higher of 101% of net premiums paid or the account value
• Ease of Application
  • No health checks are required to take up Etiqa Invest flex pro
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of Etiqa Invest flex pro at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Yes

Additional Features and Benefits
Yes

For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Etiqa Invest flex pro may be suitable if you are looking for

Etiqa Invest flex pro may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with no insurance coverage
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Etiqa Invest flex pro may not suitable if you are looking for

Etiqa Invest flex pro may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.
  
  

Further considerations on Etiqa Invest flex pro

• How is Etiqa or Etiqa Invest flex pro investment returns based on historical performance?
• How does Etiqa Invest flex pro compare with Endowment policies from other insurance companies?
• Can Etiqa Invest flex pro fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Etiqa Invest flex pro. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest flex pro.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Etiqa Invest flex pro suitable for me?