NTUC Income Sliver Protect Review

The complete Pros and Cons on NTUC Income Sliver Protect

NTUC Income Silver Protect is an early critical illness plan especially made for those age 50 and above. Not only is a medical check-up not required to sign up for the policy, but renewal is also guaranteed every 10 years.

NTUC Income Sliver Protect product details

NTUC Income Sliver Protect is featured for senior protection (above age 50) in our 5 Best Early Critical Illness Plans in Singapore (2023 Edition)

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Insurance coverage for seniors that protects against early and advanced stage cancers
  • Renewal is guaranteed every 10 years. The policy can be renewed up till age 84 (last birthday)
  • No medical check-up is required to sign up for Silver Protect
  • May provide cover even if you have existing non-cancer related medical conditions
  • All future premium payments will be waived upon diagnosis of an advanced stage cancer
  • Covers:
    • Early stage cancers : Pays 25% of the sum assured upon diagnosis of an early stage cancer. The sum assured of your policy will not be reduced by the early stage cancer benefit paid
    • Advanced stage cancers :  Pays 100% of the sum assured upon diagnosis of an advanced stage cancer. If there was no claim made for an early stage cancer, we pay an additional 25% of the sum assured
    • Accidental death before age 70 : PayS 100% of the sum assured in the event of accidental death. If the accidental death was due to a restricted activity, we pay 30% of the sum assured instead
    • Non-accidental death : payS $5,000 in the event of death, not due to an accident. If it happens within one year from the cover start date of your policy, we refund 100% of the total premiums paid instead
    • Accidental fractures : Pays up to 20% of the sum assured in the event of an accidental fracture. The amount of benefit payable is dependent on the site of the fracture
    • Hospice care in the event of terminal cancer : Pays up to 15% of the sum assured for hospice and palliative care in the event of terminal cancer

Read About3 things to consider before taking up a new financial product

Features of NTUC Income Sliver Protect at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is NTUC Income Sliver Protect suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

Singapore insurance companies

    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

    Compare for me!

    Would you expect to do partial withdrawal in the short term for this sum of money?

    How much funds are you looking to achieve? (in SGD)

    How many year are you looking to save for this amount of fund?

    How many years would you expect to require the full sum of fund?

    Compare for me!

    We are not sure too, let us work out your financial needs with you.

    Compare for me!



    Before you go...
    NTUC Income Sliver Protect may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
    Need help?
    close slider

    Need help?