American Express Capita Card

American Express CapitaCard

5,645

MUST HAVE SHOPPING CREDIT CARD

Top 5 Shopping Credit Card – American Express CapitaCard

  • Get up to $60 CapitaVoucher in the form of STAR$® when you spend S$888 in your first 6 months.
  • Earn 6X STAR$ at CapitaLand Malls.
  • Earn additional 10 STAR$ at over 65 outlets across participating CapitaLand Malls.
  • First year fee waiver.
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  • Complimentary parking for 3 hours per mall, per day across CapitaLand Malls with a minimum spend of S$1,200 per calendar month.
  • Earn 1X STAR$® When You Spend Outside CapitaLand Malls.
  • Earn 30,000 STAR$ (S$30 Capital vouchers) when you refer a friend.
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  • The American Express CapitaCard is not entitled to additional InterestGuru.sg promotions.

Dining

Dining Benefits
  • Earn 6X STAR$ at CapitaLand Malls.
  • Earn 1X STAR$® When You Spend Outside CapitaLand Malls.

Shopping

Shopping Benefits
  • Earn 6X STAR$ at CapitaLand Malls.
  • Earn 1X STAR$® When You Spend Outside CapitaLand Malls.

Grocery

Grocery Benefits
  • Earn 6X STAR$ at CapitaLand Malls.
  • Earn 1X STAR$® When You Spend Outside CapitaLand Malls.

Cash Rebates

Cash Rebate Benefits

Others

Others Benefits
  • 15% savings on Best Flexible Rates at participating Ascott, Citadines and Somerset serviced residences.

Credit Card Information

The finer details

  • S$1=5 STAR$®
  • Charges at pushcarts, temporary vendors/pop-up shops, events, roadshows, SISTIC, SAM machines and AXS machines within CapitaLand Malls are not eligible to earn additional 10 STAR$®.

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $171.20 per year
  • Supplementary Annual Fee S$85.60
  • Fee Waiver 1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards
  • Annual Interest Rate 25.9%
  • Late Payment Fees $60
  • Minimum Monthly Repayment 3% or S$50, whichever is higher
  • Interest-free Period 22 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N.A.

Additional Information

  • Card Issuer American Express
  • Wireless Payment Eligible for use with Apple Pay
  • Mobile Wallet Payment N.A.
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