NOTE: AIA Guaranteed Protect Plus has been discontinued and replaced with AIA Guaranteed Protect Plus II

AIA Guaranteed Protect Plus product details

  • Life policy – Whole Life Policy
  • Issuance age from 0 to 60 years old
  • Free extra coverage if you are an AIA Vitality member
  • Guaranteed cash value
  • Unique multiplier feature to boost your coverage for death by 2x, 3x and even 5x, up to the age of 65 or 75 and thereafter continue to enjoy a lifetime of protection till age 100.
  • Payments in 12 or 20 years depending on your budget. Choose a shorter term to complete your payments earlier or a longer term to make your payments in smaller denominations. Even after you have completed your payments, you will continue to enjoy life protection all the way to the age of 100

Read AboutWhole Life Policy: How does it work?

In-depth Review3 Best Whole Life Plans in Singapore for Insurance Coverages (Updated)

Features of AIA Guaranteed Protect Plus at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Early Critical Protector Life Plus
Critical Protector Life
Critical Protector Waiver of Premium

Additional Features and Benefits
Yes.

For further information and details, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your savings

Read About3 things to consider before taking up a new financial product

AIA Guaranteed Protect Plus may be suitable if you are looking for

AIA Guaranteed Protect Plus may potentially be a good fit if the following matters to you:

  • Higher protection for Death and Terminal Illness coverage at an affordable premium.
  • Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • Accumulating cash value in the policy for financial returns in the long-term.
  • Paying premiums only for a limited number of years and enjoying coverage for a lifetime.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term life vs Whole life – Which is better for you?

AIA Guaranteed Protect Plus may not be suitable if you are looking for

AIA Guaranteed Protect Plus may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Access to cash from your policy on a regular basis.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Potentially higher financial returns compared to a pure investment product.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (Updated)

In-depth Review: 6 Best Investment Linked Policies in Singapore for Wealth Accumulation (Updated)

Further considerations on AIA Guaranteed Protect Plus

  • How is AIA or AIA Guaranteed Protect Plus investment returns based on historical performance?
  • How does AIA Guaranteed Protect Plus compare with Whole Life Policy from other insurance companies?
  • Can AIA Guaranteed Protect Plus fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Guaranteed Protect Plus. Talk to us or seek advice from a financial adviser before making any decision about AIA Guaranteed Protect Plus.

Read AboutWhere do you start with financial planning?

Is AIA Guaranteed Protect Plus suitable for me?

Contact Us!



    Or Whatsapp us to let a licensed financial adviser work out a proposal at no cost to you.

    All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

    We compare quotations head to head on all leading insurers in Singapore

    Our Partners

    Our Partners

    China Life
    China Taiping Logo
    Etiqa Logo
    FWD Logo
    HSBC Logo
    Manulife Logo
    NTUC Income Logo
    Raffles Health Insurance
    Singlife Logo
    Tokio Marine Logo