AXA Early Saver Review

The complete Pros and Cons on AXA Early Saver

AXA Early Saver product details

  • Life Policy – Endowment and Saving policy
  • Issuance age from 0 to 60 years old
  • Participating endowment plan that provides competitive returns of up to 1.67% per annum including the guaranteed cash payouts and maturity benefit
  • Available option to reinvest your first and second payouts to receive the accumulated benefit at one go upon maturity
  • Available optional rider(s) to waive your future premiums should an unfortunate incident happen mid-way
  • No medical questions or examination is required. All applications for the basic plan will be accepted
  • Choices of policy term from 10 years to 25 years (depending on the chosen payment term). Choices of payment term of 5 years or 10 years

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of AXA Early Saver at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

AXA Early Saver may be suitable if you are looking for

AXA Early Saver may potentially be a good fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

AXA Early Saver may not suitable if you are looking for

AXA Early Saver may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on AXA Early Saver

  • How is AXA or AXA Early Saver investment returns based on historical performance?
  • How does AXA Early Saver compare with Endowment policy from other insurance companies?
  • Can AXA Early Saver fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Early Saver. Talk to us or seek advice from a financial adviser before making any decision about AXA Early Saver.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is AXA Early Saver suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Personalised savings plans

Maximise your wealth with the best savings plans!

3 easy steps for your customised insurance savings plan

Step 1: Getting to know you…

Let’s start with a brief introduction of your personal profile. This will allow us to adjust and provide the most relevant insurance savings plans for you.





Step 2: Understanding your savings needs…

Please select your savings preferences to allow us to optimise the financial returns of your savings plans:

You have a yearly savings budget (annual premium) of:

You intend to have a saving commitment for a period (premium term) of:


Step 3: Finding the best insurance savings plans for you! team of financial planners will compare and provide you with the best insurance savings plans based on your inputs.



Personalised savings plans


Before you go...
AXA Early Saver may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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