Etiqa ESAVE Enhance Review

The complete Pros and Cons on Etiqa eSAVE Enhance

Etiqa ESAVE Enhance has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Etiqa eSAVE enhance product details

  • Life policy – Endowment and Saving policy
  • A regular premium insurance savings plan that helps you cultivate the habit of disciplined savings
  • Flexible policy term of 10 to 25 years
  • Maturity Benefit at the end of policy term for financing your goals
  • Receive a lump sum guaranteed death benefit and any added bonuses upon death or in the event of total and permanent disability or terminal illness before age next birthday 71. When needed, we also provide a cash advance for immediate funeral expense financial aid
  • Guarantee the approval of a new term or endowment policy regardless of health status – on up to any 2 of these key life events

Etiqa e SAVE enhance is a common search alternative for Etiqa eSAVE enhance.

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of Etiqa eSAVE enhance at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

eXTRA essential
eXTRA secure
eXTRA secure waiver
eXTRA payer waiver
eXTRA accident cover

Additional Features and Benefits


Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

Etiqa eSAVE enhance may be suitable if you are looking for

Etiqa eSAVE enhance may potentially be a good fit if the following matters to you:

  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Etiqa eSAVE enhance may not be suitable if you are looking for

Etiqa eSAVE enhance may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on Etiqa eSAVE enhance

  • How is Etiqa or Etiqa eSAVE enhance investment returns based on historical performance?
  • How does Etiqa eSAVE enhance compare with Endowment policy from other insurance companies?
  • Can Etiqa eSAVE enhance fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Etiqa eSAVE enhance. Talk to us or seek advice from a financial adviser before making any decision about Etiqa eSAVE enhance.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Etiqa eSAVE enhance suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Personalised savings plans

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3 easy steps for your customised insurance savings plan

Step 1: Getting to know you…

Let’s start with a brief introduction of your personal profile. This will allow us to adjust and provide the most relevant insurance savings plans for you.





Step 2: Understanding your savings needs…

Please select your savings preferences to allow us to optimise the financial returns of your savings plans:

You have a yearly savings budget (annual premium) of:

You intend to have a saving commitment for a period (premium term) of:


Step 3: Finding the best insurance savings plans for you! team of financial planners will compare and provide you with the best insurance savings plans based on your inputs.



Personalised savings plans


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Before you go...
Etiqa ESAVE Enhance may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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