Compare Investment Linked Policies

Compare insurance policies and plans across insurance companies
Compare insurance policies and plans across insurance companies

Compare before you commit

Would you rather compare Investment Linked Policies now, before making your financial commitment? Or regret when you find out years later, that you are not getting the best Investment Linked Policies for the premiums you pay?

Even worse, to know you can compare Investment Linked Policies here, 100% free of charges by InterestGuru.sg.

Read About: 3 best Investment Linked Policy in Singapore (updated May 2021)

What is an Investment Linked Policy?

An Investment Linked policy has both life insurance and investment components. Your premiums are used to purchase units in investment linked sub-fund(s) of your choice. A portion of the units you purchased are then sold to pay for insurance and other charges, while the rest remain invested.

Currently, there is two option for ILP.

  • Single Premium Policy – Lump Sum placement to purchase units in a Unit Trust sub-fund(s). Lower health and protection coverage compare to regular premium policy.
  • Regular Premium Policy – Premium paid on an ongoing basis, health and protection coverage can be adjusted based on individual needs and preference.

Read About: How does Investment Linked Policy work?

Read About: Investment Linked Policy: Is it the best option?

The benefits when you compare insurance policies

At interestguru.sg, we believe that you deserve the best for your Insurance Portfolio. We seek to compare insurance policies across all insurance companies in Singapore. By providing complete and unbiased information, you will be able to make a well-informed decision on your financial plans.

Related: Balanced Insurance Portfolio

Remember: Your insurance needs are specific to you. We ensure that it fits your individual financial goals and objectives.

If you don’t want to sweat the details, just scroll to the end of the page and let us contact you accordingly.

Read about: 3 things to consider before taking up a new financial product

Read about: Where do I start with financial planning?

How do we compare Investment Linked Policies?

Depending on your individual financial needs, we will compare Investment Linked policies for you based on:

  • Sum Assured: The sum assured for the main policy and all related supplementary riders
  • Supplementary Riders: Rider may be applicable or added to provided coverage or waive premium payment when an insurable event occurs.
  • Supplementary Riders Multipliers: Multiplier on riders can enhance your insurance coverage at a time when you need them the most.
  • Premium: The amount of payment required for the Investment Linked policy. Premium stays the same throughout the payment premium.
  • Premium Term: The number of years you have to pay the premium for the Investment Linked policy.
  • Cash Value: Consist of a cash value generated through investment returns by the insurer. Cash value varies among the investment performance of individual insurer.
  • Guaranteed Cash Value: The minimum lump sum value u should receive, in the event that you choose to surrender your policy.
  • Non-Guaranteed Cash Value: Additional lump sum you may receive, depending on the investment performance of the insurance company.
  • Surrender Value: The cash value consisting of a guaranteed and non-guaranteed cash value. Surrendering your policy means any provided health and insurance coverage will stop.
  • Death Benefit: The amount paid upon Death, usually based is on the higher of the coverage amount or accumulated cash value.
  • Units Allocation: The number of units invested after deducting the charges

Individual product specific features and benefits will also be taken into consideration when we compare insurance policies for you.

What are some of the Investment Linked Policies available?

Without preferences and in no order of ranking, here are some of the popular Investment Linked policies available in Singapore:

Read About: 3 best Investment Linked Policy in Singapore (updated May 2021)

Our Service is Guaranteed

If our partnered Independent Financial advisor/s are unable to propose a solution or compare Investment Linked Policies to meet your financial needs, receive a *S$20 shopping voucher as a gesture of goodwill from us!

What do we gain when we compare Investment Linked Policies for you?

At this point in time, all services to compare Investment Linked Policies are completely free of charge. Our focus is to receive your support by providing excellent financial services. You can help us by recommending and liking our Facebook page. Our partnered advisors may earn a remuneration for their time and services, should you take up a financial product with them.

In future, we may earn a fee from featuring in-depth products write-up from the insurance companies. Should a post be sponsored, the contents will clearly indicate the sponsoring party.

Too much information?

Don’t get overloaded with information. How about letting us compare and provide our recommendations, while you sit back to consider the proposal?

Find the best Investment Linked policy

Our partnered advisor will draft their recommendations and proposals based on your given input. Your information and details will only be used for communication with you. All comparisons done are solely based on your individual needs.

We compare Investment Linked policies quotations head to head on all leading insurers in Singapore

We are upgrading the insurance comparison selector, please drop us your contact details below instead.

Too much work to fill in the form above?

Drop us your contact details and let InterestGuru.sg contact you instead. We may assign one of the partnered Independent Financial Advisers to work on your enquiry at no cost to you.

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Disclaimer

InterestGuru.sg serves as a portal to connecting consumers to financial advisors to receive qualified and professional financial services and recommendation. As according to MAS regulation, any financial advice given must be after understanding the consumer needs. Should you receive any quotation or advice from our partnered Independent financial advisor without a meet up with them, contact us immediately. Actions will be taken by interestguru.sg for such cases.

*To receive the shopping voucher, you must have met up with the partnered advisor and let the advisor understand your financial needs. Should they be unable to propose or compare insurance policies to meet your financial needs, contact us and upon verification, vouchers will be given. Your contact number and email must have been given upon initial contact, to allow us to verify the lapse in service.

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