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NTUC Income Cancer Protect Review

The complete Pros and Cons on NTUC Income Cancer Protect

NTUC Income Cancer Protect product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Choose the level of protection you need from three different sum assured(s): $100,000, $80,000 or $50,000
  • Renewal is guaranteed every 10 years. The policy can be renewed up till age 84 (last birthday)
  • May provide cover even if you have existing non-cancer related medical conditions
  • Covers:
    • Early stage cancers: Pays 25% of the sum assured upon diagnosis of an early stage cancer. The sum assured of your policy will not be reduced by the early stage cancer benefit paid
    • Advanced stage cancers:  Pays 100% of the sum assured upon diagnosis of an advanced stage cancer. If there was no claim made for an early stage cancer, we pay an additional 25% of the sum assured
    • Accidental death before age 70: PayS 100% of the sum assured in the event of accidental death. If the accidental death was due to a restricted activity, we pay 30% of the sum assured instead
    • Non-accidental death: payS $5,000 in the event of death, not due to an accident. If it happens within one year from the cover start date of your policy, we refund 100% of the total premiums paid instead

Read About3 things to consider before taking up a new financial product

Features of NTUC Income Cancer Protect at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is NTUC Income Cancer Protect suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

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    Would you expect to do partial withdrawal in the short term for this sum of money?

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    How many years would you expect to require the full sum of fund?

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    Before you go...
    NTUC Income Cancer Protect may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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