Prudential PRUcover Total Refund Review

The complete Pros and Cons on Prudential PRUcover Total Refund

Prudential PRUcover Total Refund has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUcover total refund product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Upon the diagnosis of a critical illness, PRUcover total refund ensures that you receive the financial support you need by providing a payout as well as a waiver of your future premiums while you continue to receive coverage. You will also be covered with an additional Special Benefit for Angioplasty and Other Invasive Treatment
  • Covers you against Death or when diagnosed with a Terminal Illness.  Should Accidental Death occur, your family will receive a high payout based on 300% of the sum assured
  • Rewards you for good health by refunding your total premiums paid at the end of your policy term, when you have no previous claims for Critical Illness Benefit
  • Offers you the choice to pay off your premiums within a shorter time frame so you can have lesser financial worries in future.
  • Enhance your coverage with supplementary benefits such as Early Stage Crisis Cover / Early Crisis Cover Limited Pay, Early Payer Security and Payer Security III / Payer Security Plus

Read About3 things to consider before taking up a new financial product

Features of Prudential PRUcover Total Refund at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


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Is Prudential PRUcover total refund suitable for me?

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    Before you go...
    Prudential PRUcover Total Refund may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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