Prudential PRUflexi Rewards Review

The complete Pros and Cons on Prudential PRUflexi Rewards

Prudential PRUflexi Rewards has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUflexi rewards product details

  • Life policy – Endowment and Saving policy
  • Receive a non-guaranteed Yearly Cash Benefit projected to be 20% of your Guaranteed Yearly Cash Benefit starting after the 2nd Policy Anniversary
  • Choose a policy term of 15 or 25 years.
  • Enjoy financial flexibility with a choice of payout or accumulated options
  • In the event of Death, Disability or Terminal Illness, you or your loved ones will receive 110% of your paid premiums

Prudential PRU flexi rewards is a common search alternative for Prudential PRUflexi rewards.

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of Prudential PRUflexi rewards at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Early Stage Crisis Waiver
Crisis Waiver III
Early Payer Security
Payer Security III / Payer Security Plus

Additional Features and Benefits

Yes.

Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

Prudential PRUflexi rewards may be suitable if you are looking for

Prudential PRUflexi rewards may potentially be a good fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUflexi rewards may not be suitable if you are looking for

Prudential PRUflexi rewards may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on Prudential PRUflexi rewards

  • How is Prudential or Prudential PRUflexi rewards investment returns based on historical performance?
  • How does Prudential PRUflexi rewards compare with Endowment policy from other insurance companies?
  • Can Prudential PRUflexi rewards fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUflexi rewards. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUflexi rewards.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Prudential PRUflexi rewards suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Prudential PRUflexi Rewards may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

 

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