Prudential PRULife Vantage Premier has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRULife Vantage Premier product details
- Life policy – Whole Life Policy
- Available in Singapore Dollar (SGD) and United States Dollar (USD)
- A single premium whole-of-life participating insurance plan that provides lifelong financial protection against death and Terminal Illness
- Minimum premium size: $35,000 (age 1 – 16) and $100,000 (age 17 – 75)
- Option to add Accelerated Disability supplementary benefit
- Enjoy a Multiplier Benefit that provides a high payout of up to 275% of the sum assured upon death or Terminal Illness before the age of 100 years or Total and Permanent Disability before the policy anniversary on which the life assured attains age 65 years
- Acquires an immediate cash value
Prudential PRU Life Vantage Premier is a common search alternative for Prudential PRULife Vantage Premier.
Read About: Whole Life Policy: How does it work?
In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)
Features of Prudential PRULife Vantage Premier at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read About: Effects of compounding returns on your savings
Read About: 3 things to consider before taking up a new financial product
Prudential PRULife Vantage Premier may be suitable if you are looking for
Prudential PRULife Vantage Premier may potentially be a good fit if the following matters to you:
- A one-time premium commitment with no further cash commitment
- Higher protection for Death and Terminal Illness coverage at an affordable premium.
- Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Accumulating cash value in the policy for financial returns in the long-term.
- Paying premiums only for a limited number of years and enjoying coverage for a lifetime.
Read About: How much insurance coverage do you really need in Singapore *NEW*
In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?
Prudential PRULife Vantage Premier may not be suitable if you are looking for
Prudential PRULife Vantage Premier may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Access to cash from your policy on a regular basis.
- Insurance policy with a high surrender value in the early years of the policy.
- Potentially higher financial returns compared to a pure investment product.
In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)
In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)
Further considerations on Prudential PRULife Vantage Premier
- How is Prudential or Prudential PRULife Vantage Premier investment returns based on historical performance?
- How does Prudential PRULife Vantage Premier compare with Whole Life Policy from other insurance companies?
- Can Prudential PRULife Vantage Premier fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRULife Vantage Premier. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRULife Vantage Premier.
Read About: Where do you start with financial planning?
Read About: 8 Commonly made financial mistakes by Singaporeans
Compare before you commit
Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.
Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Even worse, to know you can compare whole life insurance plans here, 100% free of charges on the InterestGuru.sg platform.
Is Prudential PRULife Vantage Premier suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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