Prudential PRUmortgage Refund Premier has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.
Prudential PRUmortgage refund premier product details
- Non-participating policy – Term policy
- A decreasing term plan designed to help safeguard your family’s future
- Single premium
- Offers you coverage against Death, Terminal Illness, and Total and Permanent Disability. You’ll receive a lump sum payout should a claim be made to help you pay for outstanding mortgage loans in full
- If no claim is made by the end of the policy term, you will receive a 100% refund of your premium
- Available as an individual or joint-life policy. For a joint-life policy, both you and your loved one will enjoy coverage if both are joint owners of the mortgage loan
- A choice of coverage term between 10 to 35 years that matches your mortgage loan to ensure you and your family will always be protected.
- A range of interest rates to determine a suitable sum assured amount that meets your outstanding mortgage loan repayment, ensuring your home is adequately covered
Prudential PRU mortgage refund premier is a common search alternative for Prudential PRUmortgage refund premier.
Read About: Term Policy: How does it work?
Read About: 3 things to consider before taking up a new financial product
Features of Prudential PRUmortgage refund premier at a glance
Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
Read Also: No budget for financial planning?
Prudential PRUmortgage refund premier may be suitable if you are looking for
Prudential PRUmortgage refund premier may potentially be a good fit if the following matters to you:
- High Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfall in insurance portfolio
Prudential PRUmortgage refund premier may not suitable if you are looking for
Prudential PRUmortgage refund premier may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on Prudential PRUmortgage refund premier
- How is Prudential or Prudential PRUmortgage refund premier payout and claims based on past track record?
- How does Prudential PRUmortgage refund premier compare with Term policy from other insurance companies?
- Can Prudential PRUmortgage refund premier fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Prudential PRUmortgage refund premier. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUmortgage refund premier.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up
Is Prudential PRUmortgage refund premier suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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