Prudential PRUsave Review

The complete Pros and Cons on Prudential PRUsave

Prudential PRUsave has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUsave product details

  • Life policy – Endowment and Saving policy
  • Flexible policy terms of 10 to 45 years
  • Covers against Death, Terminal Illness and Total and Permanent Disability
  • Option for your child to buy a new policy at maturity, if he is below 25 years of age, without the need for any medical examination.
  • Allows increase of coverage at life’s major milestones such as getting married, becoming a parent or adopting a child through legal means. You can choose to take up a new endowment or term plan without the need for any medical examination

Prudential PRUsave is a common search alternative for Prudential PRUsave.

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of Prudential PRUsave at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Early Payer Security
Early Stage Crisis Waiver
Crisis Waiver III
Payer Security III / Payer Security Plus

Additional Features and Benefits


Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

Prudential PRUsave may be suitable if you are looking for

Prudential PRUsave may potentially be a good fit if the following matters to you:

  • Insurance coverage for Death or Terminal Illness
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUsave may not be suitable if you are looking for

Prudential PRUsave may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Health and Protection coverage
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on Prudential PRUsave

  • How is Prudential or Prudential PRUsave investment returns based on historical performance?
  • How does Prudential PRUsave compare with Endowment policy from other insurance companies?
  • Can Prudential PRUsave fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUsave. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUsave.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Prudential PRUsave suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Prudential PRUsave may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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