AIA Asset Growth Review

The complete Pros and Cons on AIA Asset Growth

AIA Asset Growth product details

AIA Asset Growth Rating on InterestGuru.sg: 3 out of 5 stars (3 / 5)
AIA Asset Growth Popularity on InterestGuru.sg: 2.5 out of 5 stars (2.5 / 5)

Read About3 best Investment Linked Policies in Singapore (updated 2023)

  • Life Policy – Investment-linked policy
  • Issuance age from 0 to 70 years old (via cash) and 21 to 61 (via SRS)
  • Flexibility to choose your investment
  • Adjust your portfolio according to your needs by putting more money into your investments or switching your money between funds
  • Make partial withdrawals or even choose to stop the plan and withdraw all your money at the bid price anytime, without having to pay additional fees or charges
  • Receive a payout worth no less than the value of your policy in the event of death

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of AIA Asset Growth at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your investments

Read About3 best Investment Linked Policies in Singapore (updated 2023)

AIA Asset Growth may be suitable if you are looking for

AIA Asset Growth may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

AIA Asset Growth may not be suitable if you are looking for

AIA Asset Growth may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on AIA Asset Growth

  • How are the investment returns of AIA or AIA Asset Growth based on historical performance?
  • How good is AIA Asset Growth compared to Investment Linked Policy from other insurance companies?
  • Can AIA Asset Growth fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Asset Growth. Talk to us or seek advice from a financial adviser before making any decision about AIA Asset Growth.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutHow can I accumulate a million dollar (realistically)

Is AIA Asset Growth suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

    Financial Solutions Enquiry Form

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    Before you go...
    AIA Asset Growth may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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