AIA Invest Easy Review

The complete Pros and Cons on AIA Invest Easy

AIA Invest Easy in an Investment-Linked Policy that allows you to start with a lump sum minimum of S$12,000 with the choice of paying with Cash, SRS, or CPF-OA/SA.

AIA Invest Easy product details

  • Life Policy – Investment-linked policy
  • Get started with a lump-sum minimum of S$12,000
  • No monthly policy fee, no bid-offer spread, all funds go hard at work
  • You can choose to invest with CPF-OA/SA, Cash, or SRS from 0% sales charge
  • For a regular income stream, you can choose to invest in a dividend-paying fund
  • Withdraw your funds at any time at no charge
  • You can choose to top-up subjected to sales charge, an ad-hoc basis of a minimum of S$1,000 or monthly basis from S$300
  • Hassle-free automatic fund balancing  and fund switching
  • No medical questions will be asked
  • Death benefit of 100% of policy value or 110% on the single premium paid, whichever is higher

Read aboutInvestment-Linked Policy: Is it the best option?

Read about: 3 best Investment Linked Policies in Singapore (Updated)

Features of AIA Invest Easy at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes

Health and Insurance Coverage

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders

N/A

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your investments

Read about5 ways to beat inflation in Singapore

AIA Invest Easy may be suitable if you are looking for

AIA Invest Easy may potentially be a good fit if the following matters to you:

  • To participate in the long-term financial returns of investing
  • Lump-sum investment with no further financial commitment
  • Full-forced Investment-Linked Policy with no insurance coverage
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
  • Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.

AIA Invest Easy may not suitable if you are looking for

AIA Invest Easy may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High Death and Terminal Illness coverage
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on AIA Invest Easy

  • How is AIA or AIA Invest Easy investment returns based on historical performance?
  • How does AIA Invest Easy compare with Endowment policy from other insurance companies?
  • Can AIA Invest Easy fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of AIA Invest Easy. Talk to us or seek advice from a financial adviser before making any decision about AIA Invest Easy.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Where can I compare the payout and benefits of Investment Linked Policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.

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Alternatively, you just need to provide us with a couple of details below.

Is AIA Invest Easy suitable for me?

Contact InterestGuru using the form below. Our panel of Independent financial planners will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

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Financial Solutions Enquiry Form

What kind of insurance do you require more information with?

What kind of protection products are you looking at ?

For which event do you wish to be protected for?

DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

How many year are you willing to make payment for?


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Would you expect to do partial withdrawal in the short term for this sum of money?

How much funds are you looking to achieve? (in SGD)

How many year are you looking to save for this amount of fund?

How many years would you expect to require the full sum of fund?


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We are not sure too, let us work out your financial needs with you.

 
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Before you go...
AIA Invest Easy may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

 

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