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AIA Platinum Generations Review

The complete Pros and Cons on AIA Platinum Generations

AIA Platinum Generations product details

  • Life policy – Universal Life Insurance
  • Issuance age from 0 to 60 years old
  • USD policy
  • Receive guaranteed annual cash coupons each amounting to 3% of the coverage amount from the end of the 10th year of the plan onwards, which you can choose to spend as you wish or leave in your policy to earn interest
  • If disability befalls you before your 65th birthday, you will receive a cash payout to provide comfort in your time of need

Features of AIA Platinum Generations at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

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Is AIA Platinum Generations suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Financial Solutions Enquiry Form

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    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?


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    Would you expect to do partial withdrawal in the short term for this sum of money?

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    Before you go...
    AIA Platinum Generations may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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