AIA Smart Flexi Growth Review

The complete Pros and Cons on Smart Flexi Growth

AIA Smart Flexi Growth product details

Read About3 best Savings plans and endowment policies in Singapore (updated Jan 2023)

  • Life policy – Endowment and Saving policy
  • Issuance age from 0 to 70 years old
  • Capital Guaranteed
  • Choose from a payment term of 5 or 10 years, or 15 to 30 years
  • Policy term of up to 30 years

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of AIA Smart Flexi Growth at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Yes.

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

AIA Smart Flexi Growth may be suitable if you are looking for

AIA Smart Flexi Growth may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

AIA Smart Flexi Growth may not be suitable if you are looking for

AIA Smart Flexi Growth may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on AIA Smart Flexi Growth

  • How is AIA or AIA Smart Flexi Growth investment returns based on historical performance?
  • How does AIA Smart Flexi Growth compare with Endowment policy from other insurance companies?
  • Can AIA Smart Flexi Growth fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Smart Flexi Growth. Talk to us or seek advice from a financial adviser before making any decision about AIA Smart Flexi Growth.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutWhere do I start with financial planning

Read About3 best Savings plans and endowment policies in Singapore (updated Jan 2023)

Is AIA Smart Flexi Growth suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

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3 easy steps for your customised insurance savings plan
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Step 1: Getting to know you…

Let’s start with a brief introduction of your personal profile. This will allow us to adjust and provide the most relevant insurance savings plans for you.

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Birthdate:

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Step 2: Understanding your savings needs…

Please select your savings preferences to allow us to optimise the financial returns of your savings plans:

You have a yearly savings budget (annual premium) of:

You intend to have a saving commitment for a period (premium term) of:

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Step 3: Finding the best insurance savings plans for you!

Interestguru.sg team of financial planners will compare and provide you with the best insurance savings plans based on your inputs.

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Personalised savings plans

 

Before you go...
AIA Smart Flexi Growth may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

 

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