Singlife Accident Guard Review

The complete Pros and Cons on Singlife Accident Guard

Singlife Accident Guard (previously known as Aviva MyAccidentGuard) is a personal accident insurance plan that covers you up to S$3 million due to accidental death or dismemberment as well as food poisoning, infectious diseases, and more.

Riders are available for Singlife Accident Guard to reimburse accident-related medical expenses, bone fractures/dislocations, and weekly income due to the loss of ability to work.

Singlife Accident Guard product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Renewable on a yearly basis up till age 99
  • 4 Plan Types – choose a plan most suited to your coverage needs
    • Lite (lowest payout)
    • Standard
    • Prime
    • Prestige (highest payout)
  • Daily Hospital Cash
    • Receive daily hospital cash for up to 365 days if you are hospitalised due to an accident
  • Accidental Death or Dismemberment (ADD) Coverage
    • Be covered 150% of Sum Assured against ADD
    • Be covered 200% of Sum Assured against ADD arising from traveling on public transportation, as a pedestrian, or in a fire at home or a public place
    • Be covered 300% of Sum Assured against ADD arising from traveling on a commercial plane or cruise ship
  • Additional Coverage
    • Be covered against loss of organs, insanity, and/or miscarriage arising from accidents
    • Be covered against food poisoning and 21 infectious diseases such as HFMD, Zika, and Dengue
    • Be covered against terrorist attacks and natural disasters
  • Additional Coverage Riders
    • Accident Reimbursement Cover
      • Reimbursement of necessary medical expenses incurred within 12 months from the accident
      • Reimbursement of home modification for mobility due to accident
      • Reimbursement for TCM/Osteopathy/Chiropractic treatments (up to $1,000)
      • Reimbursement of overseas medical treatment (up to $16,000)
    • Accidental Fracture Cover II
      • Receive a lump-sum payout in the event of accidental bone fractures or dislocation, or physiotherapy treatment
    • Weekly Income Cover
      • Receive up to $500 per week if you are unable to work due to sickness or accident

Read About3 things to consider before taking up a new financial product

Features of Singlife Accident Guard at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental Death)
Total Permanent Disability: Yes (Accidental Dismemberment)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Accidental Reimbursement Cover
  • Accidental Fracture Cover II
  • Weekly Income Cover

Additional Features and Benefits

Yes.

For further information and details, refer to Singlife website. Alternatively, fill up the form below and let us advise accordingly.

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Is Singlife Accident Guard suitable for me?

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All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    Singlife Accident Guard may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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