Manulife ReadyMummy Review

The complete Pros and Cons on Manulife ReadyMummy

Manulife ReadyMummy covers mommy and baby against 14 pregnancy complications, 24 congenital illnesses, and death. Along with Psychotherapy and phototherapy treatment benefits and assisted conception pregnancy coverage with additional premiums.

Manulife ReadyMummy product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • You can choose to buy any eligible plans for your baby within 90 days of birth, no health questions asked
  • Death Coverage
    • Covers mommy and baby 100% of Sum Assured against Death
  • Pregnancy Complication Coverage
    • Covers mommy 100% of Sum Assured against 14 pregnancy complications including accidental miscarriage
  • Child Congenital Illnesses Coverage
    • Covers baby 100% of Sum Assured against 24 congenital illnesses
  • Hospital Cash Benefit
    • Receive 1% of Sum Assured as hospital cash benefit per day of hospital stay up to 30 days
  • Additional Benefits
    • Receive 10% of Sum Assured if mommy requires psychotherapy treatment
    • Receive 1% of Sum Assured per day of outpatient phototherapy treatment up to 10 days
  • Assisted Conception Procedures Cover
    • Pregnancy by In Vitro Fertilisation, Intrauterine Insemination, and Intercervical Insemination can be covered with additional premiums

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Features of Manulife ReadyMummy at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

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