Aviva MyProtector – MoneyBack Review

The complete Pros and Cons on Aviva MyProtector – MoneyBack

Aviva MyProtector – MoneyBack has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

MyProtector-MoneyBack is a protection insurance plan that provides life insurance coverage and also returns you all the premiums you’ve paid to date.

Aviva MyProtector – MoneyBack product details

Aviva MyProtector-MoneyBack is featured for Premium refund benefits in our 8 Best Term Life Insurance Plan in Singapore (2023 Edition)

  • Non-participating policy – Term policy
  • Enjoy protection and get your premiums back (without interest), on the Policy Expiry Date
  • Receive a lump sum amount plus total premiums paid in the event of a claim
  • Enjoy 200% of the sum assured plus total premiums paid in the event of an accidental death
  • Choice of coverage term of 15, 20, 25 or 30 years, subject to maximum age limits
  • Level and guaranteed premiums amount throughout the policy term

Aviva My Protector-Money Back is a common search alternative for Aviva MyProtector-MoneyBack.

Read AboutTerm Policy: How does it work?

Read About3 things to consider before taking up a new financial product

Features of Aviva MyProtector-MoneyBack at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


Read Also: No budget for financial planning?

Aviva MyProtector-MoneyBack may be suitable if you are looking for

Aviva MyProtector-MoneyBack may potentially be a good fit if the following matters to you:

  • High Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lower initial premium compared to other types of insurance policies
  • Looking to boost insurance coverage or fill shortfall in insurance portfolio

Aviva MyProtector-MoneyBack may not be suitable if you are looking for

Aviva MyProtector-MoneyBack may potentially be a bad fit if the following matters to you:

  • Long-term cash accumulation
  • Regular cash payout
  • A one-time premium commitment with no further cash commitment

Further considerations on Aviva MyProtector-MoneyBack

  • How is Aviva or Aviva MyProtector-MoneyBack payout and claims based on past track record?
  • How does Aviva MyProtector-MoneyBack compare with Term policy from other insurance companies?
  • Can Aviva MyProtector-MoneyBack fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Aviva MyProtector-MoneyBack. Talk to us or seek advice from a financial adviser before making any decision about Aviva MyProtector-MoneyBack.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Aviva MyProtector – MoneyBack suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

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Step 1: Getting to know you…

Let's start with a introduction of your personal profile. Please note that your current age and gender affects the insurance premium you have to pay for your term life plan.





Step 2: Understanding your coverage needs…

Please select the amount and period of coverage that is needed for this term life plan.

How much life coverage (sum assured) do you need:

This insurance coverage is needed to the age (policy term) of:


Step 3: Finding the best term life plans for you!

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Before you go...
Aviva MyProtector – MoneyBack may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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