AXA Inspire™ Duo Review

The complete Pros and Cons on AXA Inspire™ Duo

AXA Inspire™ Duo product details

  • Life Policy – Investment-linked policy
  • Issuance age from 18 to 60 years old (cash) or 21 to 58 years old (CPF account/SRS)
  • Free and guaranteed life cover for your family in an unfortunate event of death, total and permanent disability, or terminal illness
  • Bonus units of up to 0.5% for single premiums greater than S$30,000 and above
  • 100% of the single premium is fully invested in the funds you choose

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of AXA Inspire™ Duo at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your investments

AXA Inspire™ Duo may be suitable if you are looking for

AXA Inspire™ Duo may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

AXA Inspire™ Duo may not suitable if you are looking for

AXA Inspire™ Duo may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on AXA Inspire™ Duo

  • How are the investment returns of AXA or AXA Inspire™ Duo based on historical performance?
  • How good is AXA Inspire™ Duo compared to Investment Linked Policy from other insurance companies?
  • Can AXA Inspire™ Duo fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Inspire™ Duo. Talk to us or seek advice from a financial adviser before making any decision about AXA Inspire™ Duo.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutHow can I accumulate a million dollar (realistically)

Is AXA Inspire™ Duo suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

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    Before you go...
    AXA Inspire™ Duo may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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