China Taiping i-Saver8 Review

The complete Pros and Cons on China Taiping i-Saver8

China Taiping i-Saver8 is an endowment savings plan that lets you save 2 yearly premiums with a policy term of 8 years. Receive up to 3.13% per annum with capital guaranteed upon policy maturity.

China Taiping i-Saver8 product details

  • Life policy – Endowment and Saving policy
  • Short Premium & Policy Term
    • Save 2 yearly premiums for a policy term of 8 years
  • Maturity Benefit
    • Enjoy up to 3.13% per annum and capital is guaranteed upon policy maturity
  • Insurance Coverage
    • Be covered against death of 105% of the total premiums paid and any non-guaranteed bonuses
  • Hassle-free Application
    • Guaranteed acceptance, no health checks needed

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of China Taiping i-Saver8 at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NIL

Additional Features and Benefits

NIL

For further information and details, refer to China Taiping website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Read About: 4 Best Endowment Insurance Savings Plans in Singapore (2021 Editition)

China Taiping i-Saver8 may be suitable if you are looking for

China Taiping i-Saver8 may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Short term endowment and savings plan
  • Short premium term of 2 years for a policy term of 8 years
  • To potentially generate higher financial returns compared to bank accounts
  • Savings plan with insurance coverage against Death and Terminal Illness

China Taiping i-Saver8 may not be suitable if you are looking for

China Taiping i-Saver8 may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total and Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on China Taiping i-Saver8

  • How are China Taiping or China Taiping i-Saver8 investment returns based on historical performance?
  • How does China Taiping i-Saver8 compare with Endowment policies from other insurance companies?
  • Can China Taiping i-Saver8 fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on China Taiping i-Saver8. Talk to us or seek advice from a financial adviser before making any decision about China Taiping i-Saver8.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read About3 things to consider before taking up a new financial product

Is China Taiping i-Saver8 suitable for me?

Contact InterestGuru using the form below. Our panel of Independent financial planners will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
China Taiping i-Saver8 may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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