China Taiping i-Secure II is a no-frills whole life insurance plan that gives you coverage as well as accumulates cash value. Choose a multiplier coverage of up to 5X the sum assured to give you a higher coverage up till age 71 or 86.
China Taiping i-Secure II product details
- Life policy – Whole Life Policy
- Choice of Premium Terms
- You can choose to pay premiums for 5, 10, 15, 20 or 25 years
- Multiplier Coverage
- You can choose to multiply your base coverage by 2X, 3X, 4X or 5X up to age 71 or 86
- If initially chosen age 71, you can still extend it to age 86 at a later stage with additional premiums payable by cash or the policy cash value
- Critical Illness Riders; Cover yourself against up to 161 conditions of all stages
- AdvancedCare Rider II
- Covers 55 advanced-stage critical illnesses
- EarlyCare Rider II
- Covers 137 multi-stage critical illnesses as well as 12 special and 12 juvenile conditions
- AdvancedCare Rider II
- Premium Waiver Riders
- Additional riders are available to waive premiums for yourself or your beneficiaries for insurable events
Read About: Whole Life Policy: How does it work?
In-depth Review: 4 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)
Features of China Taiping i-Secure II at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No (Yes with riders)
Early Critical Illness: No (Yes with riders)
Health and Insurance Coverage Multiplier
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: Yes
Optional Add-on Riders
Yes
Additional Features and Benefits
Yes
For further information and details, refer to China Taiping website. Alternatively, fill up the form below and let us advise accordingly.
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Policy Illustration for China Taiping i-Secure II
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China Taiping i-Secure II may be suitable if you are looking for
China Taiping i-Secure II may potentially be a good fit if the following matters to you:
- Higher protection for Death, Total and Permanent Disability, and Terminal Illness coverage at an affordable premium.
- Higher Early Critical Illness, Critical Illness coverage with riders in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Accumulating cash value in the policy for financial returns in the long-term.
- Paying premiums only for a limited number of years and enjoying coverage for a lifetime.
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China Taiping i-Secure II may not be suitable if you are looking for
China Taiping i-Secure II may potentially be a bad fit if the following matters to you:
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Access to cash from your policy on a regular basis.
- Insurance policy with a high surrender value in the early years of the policy.
- Potentially higher financial returns compared to a pure investment product.
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Further considerations on China Taiping i-Secure II
- How are China Taiping or China Taiping i-Secure II investment returns based on historical performance?
- How does China Taiping i-Secure II compare with Whole Life Policy from other insurance companies?
- Can China Taiping i-Secure II fulfill my financial insurance, health, and protection needs?
The above information may not fully highlight all the product details and features on China Taiping i-Secure II. Talk to us or seek advice from a financial adviser before making any decision about China Taiping i-Secure II.
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Compare before you commit
Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies.
Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?
Even worse, to know you can compare whole life insurance plans here, 100% free of charges on the InterestGuru.sg platform.
Is China Taiping i-Secure II suitable for me?
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