Etiqa ELASTIQ Review

The complete Pros and Cons on Etiqa ELASTIQ

Etiqa ELASTIQ is a universal life insurance plan that allows you to save while receiving life coverage with the freedom to withdraw at any time all in increments of S$500

Etiqa ELASTIQ product details

  • Life policy – Universal Life Insurance
  • Start saving from S$5,000 to S$50,000
  • Death Benefit of 106.8% of the account value
  • Enjoy 1.8% per annum from the first day
  • Choose to do ad-hoc top-ups starting from S$500 and every S$500 increments
  • You can set up monthly savings from S$500 and every S$500 increments
  • Withdraw minimum S$500 and every S$500 increments
  • Receive a non-guaranteed 0.3% of the average monthly account value every 3 years if no withdrawal is made

Features of Etiqa ELASTIQ at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.

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    Before you go...
    Etiqa ELASTIQ may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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