Etiqa Enrich assure Review

The complete Pros and Cons on Etiqa Enrich assure

Etiqa Enrich assure is a 7-year premium endowment plan that allows you the choice of lump-sum payout at the end of 12 years or split into 10 to 15 yearly payouts.

Etiqa Enrich assure product details

  • Life policy – Endowment and Saving policy
  • Medium to Long Term Savings Plan – choose to get a lump sum or yearly payouts
    • Pay premiums for 7 years and choose between;
    • Lump-sum payout at the end of the 12th year or
    • 10 or 15 yearly payouts after the end of the 12th year
  • 100% Capital Guaranteed – get back at least all the premiums paid
    • Receive at least 100% of all premiums paid at the end of the 12th year
  • Ease of Application
    • No medical checks are required to take up this endowment/savings plan
  • Death Coverage – be covered against death
    • Before the 12th year: Be covered against death the sum of 101% of all premiums paid (riders not included)
    • After the 12th year: 101% of the Survival Benefit less any paid out benefits
  • Available Rider – to ease your financial burden in when the unexpected happens
    • eXTRA cancer waiver rider
      • Future premiums are waived up till age 86 if you are diagnosed with a major cancer

Read aboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of Etiqa Enrich assure at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

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Etiqa Enrich assure may be suitable if you are looking for

Etiqa Enrich assure may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Medium to long term endowment and savings plan
  • If you are looking to save regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts
  • Liquidity or flexibility of withdrawal in your Insurance policy

Etiqa Enrich assure may not be suitable if you are looking for

Etiqa Enrich assure may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollars (Realistically)

Further considerations on Etiqa Enrich assure

  • How are Etiqa or Etiqa Enrich assure investment returns based on historical performance?
  • How does Etiqa Enrich assure compare with Endowment policies from other insurance companies?
  • Can Etiqa Enrich assure fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of Etiqa Enrich assure. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Enrich assure.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Read About3 best Savings plans and endowment policies in Singapore (updated 2023)

Where can I compare the payout and benefits of saving plans and endowment policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on saving plans and endowment policies.

Alternatively, you just need to provide us with a couple of details below.

Is Etiqa Enrich assure suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
Etiqa Enrich assure may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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